There's Never Been a Hotter Time to Freeze Your Credit

Social insecurity: You and me and the Equifax breach

The credit-reporting company announced last week that the personal information of over 140 million Americans could have been accessed by hackers between May and July.

The Nebraska Attorney General's Consumer Protection Division is warning over 700,000 Nebraska consumers who may by impacted by the massive security breach at Equifax, Inc.to take steps to protect their identities.

Victims whose Social Security numbers, birth dates and driver's license numbers are now exposed could be victims of identity theft.

The company provided a new website for consumers to check if their personally identifiable information (PII) was exposed in the breach, but the website was rife with problems.

Attorney General Leslie Rutledge also released a statement Wednesday encouraging Arkansans to call her office if they feel their information is being used.

Pak vs World XI 3rd T20I
The incident had taken place in Lahore in March 2009, wounding six players and killing two civilians and six Pakistani policemen. Meanwhile, Pakistan cricketers have not disappointed fans who thronged the Gaddafi Stadium to witness their superstars in action.

Equifax has set up a website to deal with the hack, equifaxsecurity2017.com, which provides updated information and the opportunity for consumers to enroll in free security monitoring for one year, which many experts recommend. Note that under federal law, you are entitled to one free credit report each year from each of the three major credit reporting agencies. Rep. Ted Lieu, D-Calif., noted in his letter to the House Judiciary Committee that it was "disturbing" that Equifax took six weeks to inform users that their data had been breached.

Lauck said you might not get much out of suing individually. A security freeze prevents credit, loans and services from being approved in your name until you unfreeze your account. A fraud alert helps protect against the possibility of someone opening new credit accounts in your name. The site will tell you if you've been affected by this breach.

Investigators say you need to watch out for phishing emails that look like they're from Equifax, but really aren't. You become THE CEO of your OWN IDENTITY.

In the wake of consumer complaints and media coverage, Equifax says this week it has updated call center support, added clarification about mandatory binding arbitration, and revamped the way it issues PIN codes to consumers placing freezes on their credit. "I want to know exactly how that happened, but more immediately, I am concerned about the confusion that you have caused for consumers".

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